3-D Secure 2 & Strong Customer Authentication

Meet 3DS2 and SCA requirements with superior customer experience and insights from BehavioSec.

73%

Growth in global adoption of 3-D Secure since 2020

95%+

Transactions approved for better customer experience

Our solution

BehavioSec delivers compliance with complexity through frictionless fraud prevention.

Simple 3DS2 integration

Single SDK integration with any 3DS2 server, configurable to meet security and experience needs.

Behavioral mapping across devices

Device inheritance mitigates risks from new device onboarding without step-ups or friction.

Improved Fraud Detection

Device integrity offers better detection of jailbroken devices, cloned applications, location anomalies, and more.

Mitigate Onboarding Risks

Identify behavioral anomalies that helps you detect the use of stolen or synthetic identities and adds powerful tools for KyC investigations.

How it works

BehavioSec continuously analyzes each session for a wide set of risk and trust factors. This provides you with a rich set of intelligence signals to detect and stop even the most sophisticated fraud attacks from day one, while users and customers interact without friction.

Success stories

Protecting a Global Bank From Account Takeover (ATO)

A prestigious, multinational bank providing advisory, investment products, and other services to HNWI clients around the world lowered false rejections by over 90%.

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Bank Goes Digital-First Beyond One-Time Passwords and Device ID

A full-service bank supporting over 5 million digital identities and billions of annual transactions used behavioral biometrics to cut successful attacks by 79%.

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Protecting Financial Transactions For Users on the Go

A Company enabling financial transactions to millions of users globally drastically lowered the rate of first time fraud and nearly eliminated machine related attacks.

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Real examples of how our technology can streamline customer experience and fight fraud.

Why BehavioSec

Support 3DS2 initiatives and PSD2’s SCA elements without impacting the customer transaction experience.

Meet PSD2 & SCA regulations
Achieve seamless transactions across worldwide merchants
Add frictionless SCA to your 3dS2 for frictionless payments
Detect card-not-present fraud
Detect, stop and categorize bots and malware

Industries served

3-D Secure is rapidly becoming the new standard for secure payments and can be used to meet SCA requirements as specified by PSD2. However, for 3DS2 to comply with SCA, more authentication elements must be added, which can negatively impact the consumer experience. With behavioral biometrics, compliance doesn’t have to lead to poor user experience.

Payments service providers

Add BehavioSec to your 3DS2 protocol for SCA inherence with as little behavioral input as a single, one-time passcode. The inherence profile can be safely stored at the Access Control Server (ACS) and enable secure transactions across merchants worldwide.

Merchants

Deploy BehavioSec throughout the customer journey for continuous authentication and improved fraud detection. With 3DS2, you can send more data to the ACS provider, aiding SCA compliance while removing checkout friction for your customers.

Card issuers

Implement SCA across devices without friction while gaining insight into who is behind the transaction. Our solution offers SCA-compliant verification and rich fraud insights through existing 3DS2 data flows, giving your customers safe and seamless experiences.

Related resources

Remote Access Scams

Remote Access Scams

Video

Watch our fraud expert Chris Ralis discuss how fraudsters are bypassing traditional fraud controls though Remote Access Scams and how we are helping organizations mitigate this threat….